Portfolio Management Officer
Company: Bank of Hawaii Corp.
Posted on: June 24, 2022
Bank of Hawaii
In 1897, Bank of Hawaii was the first chartered and incorporated
bank in the Republic of Hawaii. We've been here from territorial
days, growing and changing with Hawaii. Today, we are the largest
independent bank in Hawaii a result of knowing our business and
community, and always staying ahead of change. We are constantly
finding creative ways to deliver leading edge financial services to
our customers. Now, we are embracing change with our new 21st
It's our people who help us succeed in offering first class service
and products to our customers. As a member of the Bank of Hawaii
community, you will be among the very best in your profession in an
environment that places a high value on integrity, innovation and
teamwork. People who are agile, savvy, forward-thinking and
entrepreneurial can learn and grow with us.
Does this sound like you?
Are you ambitious? Want to make a difference in people's lives? Do
you thrive in an environment that leverages your abilities as a
fast learner, good listener, and problem-solver? If you love
challenges, relish complexity, and have moxie, consider applying
your unique talents with a Hawaii banking leader Bank of Hawaii.
Here you can be at the forefront of whatever you do. Welcome to
A day in your life as a Portfolio Management Officer
Under the direction of the Manager, Team Leader or Corporate
Banking Officer (CBO), the Portfolio Management Officer acts as the
CBOs direct liaison to the client, agent bank, and/or other
participating banks to facilitate, coordinate and service all new
and existing credit relationships. The PMO monitors the credit
quality of existing credit relationships and works closely with the
Corporate Banking Service Representative (CBSR) to ensure that all
administrative functions related to existing credit relationships
are completed in a timely and accurate manner. If applicable or
appropriate, assists in business units compliance with applicable
laws, regulations, regulatory requirements and Bank policies and
procedures, including but not limited to those related to Fair
Banking, Anti-Money Laundering laws and regulations, Bank Secrecy
Act and USA PATRIOT Act.
We'll give you these important responsibilities
* Assigned a portfolio of clients of 10-20 credit relationships
representing moderate to high complexity within the Corporate
Banking Group. Reviews financial statements, covenant compliance,
and current industry, marketplace and competitive conditions.
Assists in the validation of risk rating. Analyzes cash flow
projections and formulates alternative risk scenarios; performs
other due diligence as necessary. Communicates directly with
client, agent bank or other participating banks to obtain
information under some supervision of the Senior PMO, Team Leader
or CBO. Ensures that the CBO and other appropriate parties are
informed about the current status of credit transactions.
* Prepares moderate to complex Credit Approval Memorandum (CAM)
package and written summaries, including forward looking
acceptability for Credit Write up. Communicates with CBO, client
and/or agent bank to obtain information. Ensures the accuracy of
the content of these documents. Obtains approval from appropriate
* Ensures that structures, credit covenants, and/or credit
facilities proposed by the CBO are in conformity with bank policy
makes recommendations for improvements.
* Facilitates documentation process with external attorney and/or
Bankoh Loan Center (BLC): Prepares advisement letter for CBO, if
appropriate; Orders documents from external attorney and/or BLC for
timely delivery to client. Completes review of documents to ensure
accuracy as approved, prior to obtaining client's signature(s).
Assists the CBO in loan closing with client. With the assistance of
the CBSR, ensures that BLC receives all required documents to book
the credit transaction. Obtains approval for waivers or follows up
for missing, incomplete or other documentation discrepancies.
* Tracks, monitors and insures that updated financial information
and compliance certificates are received and reviewed based on the
established terms and conditions of each assigned credit
* Follows-up for any missing information directly with the client
and/or agent bank.
* Performs deal screens with Wholesale Credit and CBO. Reviews
daily overdraft reports and recommends appropriate disposition for
the overdraft; communicates with client and CBO as necessary.
* Performs all other miscellaneous responsibilities and duties as
This position requires use of a personal computer and other
standard office equipment (fax, scanner, copier, calculator,
if you come to us with these qualifications
* Education: Bachelor's degree from an accredited institution or
equivalent work experience.
* Experience: Minimum 4 years of business experience, preferably in
a financial institution. In addition a minimum of 2 years of
commercial credit or lending experience is required.
* Technical Skills: Demonstrated proficiency and expertise with
personal computers and Microsoft applications (Outlook, Word,
Excel, Access, and PowerPoint) or similar software. Knowledge of or
ability to use Bank software and systems. Working knowledge of
conventional and/or government guidelines and familiarity with
automated underwriting system (DU, LPS, etc.) is required.
* Other Job Qualifications: Well developed analytical and problem
solving skills. Thorough knowledge of financial statement analysis,
including cash flow lending. Excellent writing, speaking, and
presentation skills. Must have the ability to express complex ideas
in concise and simple terms. Able to make critical decisions
independently. Possesses strong networking and business development
skills. Has solid product knowledge and business acumen. Able to
build strong working relationships and partnerships across the
organization with a collaborative and consultative approach. Is a
team player. Able to work flexible hours including holidays,
weekends and evenings as needed or assigned. Must be able to
provide own transportation and commute as required. Off island
travel may be required.
As a Bank of Hawaii employee, you ensure (or assist with ensuring)
compliance with applicable laws, regulations, regulatory
requirements and Bank policies and procedures, including but not
limited to those related to Fair Banking, Anti-Money Laundering
laws and regulations, Bank Secrecy Act and USA PATRIOT Act.
Delivering exceptional customer experiences is at the heart of what
we do at Bank of Hawaii. We listen, understand and deliver what our
customers need to help them build a better tomorrow.
We are an EEO/AA employer, including disability and veterans. For
Bank of Hawaii's full EEO statement, please visit
Keywords: Bank of Hawaii Corp., Honolulu , Portfolio Management Officer, Executive , Honolulu, Hawaii
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