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Loan Manager

Company: University of Hawaii FCU
Location: Honolulu
Posted on: August 5, 2022

Job Description:

DO YOU WANT TO MAKE A DIFFERENCE?Join a spirited, dynamic team with Hawai`i's leading credit union as we make a difference in our community - providing financial value, exceptional service, and state-of-the-art convenience to our members.Position Title: Central Lending Manager Department: Central Lending FLSA Classification: ExemptReports to: Vice President, LendingEmployee BenefitsIn addition to competitive pay, we are proud to offer a comprehensive benefits package.Paid Employee Medical And Dental Insurance; UHFCU pays 100% Of The Base Employee CoverageMedical and Dental Plan Premium Waiver OptionEleven (11) Company Paid Federal Holidays Plus Four (4) Company Paid Personal HolidaysEligible to Earn Ten (10) Days Paid Vacation; Increases With Years Of ServicePaid Sick Leave401(k) Retirement With Employer Match And Profit Sharing Employee Loan DiscountUHFCU Subsidizes 50% For Monthly Bus Pass Flexible Spending Accounts: Healthcare and Dependent Care (Pre-Tax Benefit)Credit Union-Paid Benefits Such As Group Term Life With AD&D Insurance, Long Term Disability Insurance And Long Term Care InsuranceEmployee Assistance Program (EAP) Internal and External Professional Development OpportunitiesAnd Many More!Position Purpose:This position oversees the activities of the Loan Department; ensures accurate and timely loan processing, servicing and documentation follow-up to support all front-line lending activities; promotes quality mortgage loan customer service and related activities, including the soliciting, processing, underwriting, and loan closing functions for HELOCs, auto, personal and first mortgage loans, processing and approving all loans. Generates additional revenue from lending products and services; attains established individual and department goals. Performs direct supervisory duties of department staff and coordinates staff for coverage in all related areas of the department.Also ensures that a safe, sound and profitable mortgage loan portfolio is maintained. Oversees the underwriting of loans and is ultimately responsible for issuing loan approval decisions.Essential Functions:Develops, administers, and enforces credit union policies, procedures and practices regarding servicing of loan products and accounts. Ensures compliance with all regulatory policies and procedures.Prepares reports for monthly Board of Directors meetings. Inputs, maintains and submits HMDA report.Reviews and processes all WTD and TUD loan applications. Follows proper retention guidelines for applicants.Prepares and tracks loan pipeline report on a regular basis.Assists Vice President of Lending with loan approval at all levels.Manages, coaches, counsels, and trains staff to enable them to perform at a superior level in their respective positions. This includes performance management, setting and meeting department goals, specific measurements, and assisting with personnel issues. Assists Vice President of Lending with assessing department measurements, reporting procedures, and performs timely analysis of results. Ensures timely audits of executed loan documents to assure proper completion of all documentation and signatory requirements.Reviews loan requests for approval using risk-based lending policies and procedures.Reviews and implements loan alteration forms, payroll/periodic payment system changes, subsequent action forms, release/substitution of collateral.Responsible for performance evaluations of staff and for recommendations of salary adjustments, position changes, and disciplinary actions.Responsible for privacy and confidentiality of member information, and coordinate and comply with all security procedures of the credit union.Makes appropriate recommendations for changes to products, service, policies and procedures, as needed.Assists with credit union events as needed.Assists Senior Management in developing short and long range plans, strategic plans, and credit union measurements.Supports and carries out the strategic objectives of the credit union.Performs other work as needed. Performance Standards:Specific goals and objectives for the department are met in a consistent and timely manner.Staff knowledge is current on guidelines and government regulations.Loans are processed accurately and timely.No compliance issues.Executed documents are accurate and in compliance with all lending policies.Timely completion of performance evaluations for direct reports as well as staff. Qualifications:Education/Certification: Four-year degree or equivalent work experience. Must be registered with the Nationwide Mortgage Licensing System.Required Knowledge: Must be proficient in MS Office Suite. Knowledge of all lending regulations. Experience Required: Four years member/customer service representative experience. Four years supervisory or management experience.Skills/Abilities: Requires the development, preparation, and monitoring of budgets. Excellent verbal and written communication skills. Excellent analytical, creative and problem-solving skills. Able to motivate and train staff to ensure the department meet their goals. Excellent coaching and mentoring skills. Able to prioritize workload and meet deadlines. Able to work independently and make sound decisions. Valid driver's license and vehicle to travel.Activities and Requirements of this Position:Repetitive Motion: Movements frequently and regularly required using wrists, hands, and/or fingers.Communication Skills: Must frequently convey detailed or important instructions of ideas accurately and quickly.Visual Abilities: Average visual acuity necessary to read, prepare and inspect documents or products.Hearing: Able to hear average or normal conversations and receive information.Physical Strength: Sedentary work (sitting most of the time). Able to lift and carry up to 25 lbs. Reasoning Ability: Able to apply common sense understanding to carry-out detailed instructions and to deal with problems involving variables.Mathematics Ability: Able to perform basic math skills including adding, subtracting, multiplying and dividing using a calculator.Language Ability: Able to write complex sentences using normal word order with present and past tenses, as well as a command of the English vocabulary. Working Conditions:Air-conditioned, smoke-free office setting. Attendance Requirements:Please note that scheduled attendance requirements may change due to business needs.Business Hours:Monday through Saturday. Business hours are subject to change. Must be able to work additional hours, weekends, and holidays as needed. PI187684421

Keywords: University of Hawaii FCU, Honolulu , Loan Manager, Executive , Honolulu, Hawaii

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